Citi Commercial Bank
6 months ago
Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
We empower our employees to manage their financial well-being and help them plan for the future.
Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to**:
Accurately spreads business financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies and ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool.
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements).
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, projections, collateral coverage, and guarantor net worth.
Coordinate with the Risk Team, Credit Analysts, Other Credit Center Staff and Relationship Managers and act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
Maintain an in-depth knowledge of Citi policies, programs, procedures and applicable local and US regulations to assist the Business in achieving compliance and satisfactory internal and external audit results.
Contribute/ generate ideas and participate in periodic projects for improving lending process efficiency or other related initiatives.
5 -10 years prior experience in a financial institution with a focus on credit analysis and spreading software.
Extensive knowledge of accounting, financial regulations, financial products, and credit analysis.
Strong analytical skills and credit writing ability, including ability to perform financial/ cash flow projections.
Good knowledge and familiarity of local market, banking products and applicable local regulations.
Able to work independently as well as in a team with strong initiative and high level of integrity.
Ability to handle high volume, prioritize and work under pressure to meet tight deadlines.
Fluent in Thai and English.
**Job Family Group**:Risk Management Job Family**:Business Risk & Control Time Type**:
Full time Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting.
**Job skills required**: Accounting, English, Thai, Quality Assurance, Coordinate
**Job skills preferred**: Assurance, Compliance
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