Credit Risk Analyst

1 week ago

Bangkok, Bangkok, Thailand Lendnovate Full time

Position Overview:

We are looking for a highly analytical and experienced
Credit Risk Analyst
to join our growing team and help shape the credit strategy of a dynamic lending business. In this role, you will be responsible for analyzing credit performance, developing and refining risk policies, and building models to support credit decisioning across the customer lifecycle. You'll collaborate cross-functionally with product, data, and operations teams to ensure risk is well-managed while supporting business growth. This is a great opportunity for someone who thrives in a fast-paced environment and wants to make a tangible impact in the financial services space.

Key responsibilities:

  • Analyze credit performance and portfolio trends across products and segments (e.g., approval rate, delinquency, NPL, recovery).
  • Develop, monitor, and fine-tune credit risk strategies and policies, including credit scorecards, cutoffs, and early warning indicators.
  • Build and maintain risk models using internal and external data to support underwriting and collection strategies.
  • Collaborate with product, data, and operations teams to design credit journeys that balance risk and growth.
  • Perform deep-dive analysis into delinquency cases, identify root causes, and recommend corrective actions.
  • Support new product launches or credit initiatives with risk assessment and scenario planning.
  • Prepare regular risk dashboards and management reporting for internal and regulatory stakeholders (e.g., BOT).

Qualifications:

  • 3–7 years of experience in credit risk, analytics, or portfolio management in lending, banking, or fintech especially in consumer lending, digital loans, or unsecured products
  • Strong analytical skills and proficiency in SQL, Excel, and Python
  • Solid understanding of credit lifecycle: underwriting, monitoring, restructuring, and collections.
  • Ability to communicate complex insights clearly to both technical and non-technical stakeholders.

  • Credit analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand THAI CREDIT BANK PUBLIC COMPANY LIMITED Full time ฿400,000 - ฿1,200,000 per year

    Scope of the role: (สรุปขอบเขตงาน)• Assist in the preparation of credit package (preparing credit application, credit monitoring including credit reviews) including write-ups on financial and risk analysis. Interacts with clients to gather relevant information to compile quality credit write-ups.• Identify the needs of...

  • Senior Credit Analyst

    7 days ago

    Bangkok, Bangkok, Thailand AIA Thailand Full time

    Main Responsibilities:Conduct in-depth credit research, assessing credit risk, and ratingIdentify key risks and mitigations for appropriate credit limits/tenorsMonitor corporate credit issues, macro economic and related industries, and issuers' credit rating & outlookConduct credit review in a timely manner and ensure full compliance of approval terms and...

  • Credit Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand LG Electronics Thailand Full time ฿1,200,000 - ฿2,400,000 per year

    About LG ElectronicsStep into the innovative world of LG Electronics. As a global leader in technology, LG Electronics is dedicated to creating innovative solutions for a better life. Our brand promise, 'Life's Good', embodies our commitment to ensuring a happier, better life for all.With a rich history spanning over six decades and a global presence of more...

  • Risk Underwriting Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand Kredivo Group Full time ฿900,000 - ฿1,200,000 per year

    Reporting to the Group Head of Product Risk, the candidate will be responsible for leveragingdata to identify credit risk and fraud as we develop and launch our core product in Thailand.This opportunity will ensure a fast paced, highly rewarding and challenging career. Thesuccessful candidate will require a detailed mindset, big picture thinking,...

  • Credit Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand RÊVER GROUP Full time

    Job descriptionProvide subject matter advisory, facilitate key decision making, create awareness and support key stakeholders in financial risk and credit risk.Analyze and update the business environment and update risk management framework.Continuously monitor credit risk, identifying potential risks and implementing mitigation strategies.Collaborate with...

  • Credit Risk Consultant

    2 weeks ago

    Bangkok, Bangkok, Thailand KPMG Thailand Full time ฿1,200,000 - ฿2,400,000 per year

    Job DescriptionKPMG Thailand's Financial Risk Management (FRM) banking advisory team advises clients on the development and implementation of risk management policies, systems and controls. The scope of the work covers the full panoply of financial risks, such as credit risk, market risk, operational risk and liquidity risk; economic capital, capital...

  • Credit Risk Consultant

    1 week ago

    Bangkok, Bangkok, Thailand KPMG Thailand Full time ฿1,500,000 - ฿3,000,000 per year

    Location:Bangkok, ThailandRank:All levelsJob DescriptionKPMG Thailand's Financial Risk Management (FRM) banking advisory team advises clients on the development and implementation of risk management policies, systems and controls. The scope of the work covers the full panoply of financial risks, such as credit risk, market risk, operational risk and...

  • Credit Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand Funding Societies | Modalku Group Full time ฿1,200,000 - ฿2,400,000 per year

    Funding Societies is the largest unified SME digital loans platform in Southeast Asia. It is licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam. The FinTech company provides THB35 billion annually in business loans to small and medium-sized enterprises (SMEs). In Thailand, we operate under a debt-crowdfunding...

  • Credit Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand Funding Societies | Modalku Group Full time ฿900,000 - ฿1,200,000 per year

    Funding Societies is the largest unified SME digital loans platform in Southeast Asia. It is licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam. The FinTech company provides THB35 billion annually in business loans to small and medium-sized enterprises (SMEs). In Thailand, we operate under a debt-crowdfunding...

  • Credit Analyst

    2 weeks ago

    Bangkok, Bangkok, Thailand Funding Societies Thailand Full time ฿40,000 - ฿80,000 per year

    RequirementsWhat you will be doing:Evaluating credit applications using FS proprietary platform which supplements traditional financial data with third party dataAnalyze macro-economic, industry and market data impact on assigned product portfolioRecommend, develop, and implement credit rating models and management processes for SME borrowers and ensure a...