Credit Risk Analyst
3 weeks ago
**Job Scope**:
- Manage overall risk strategy to grow Consumer Bankcards and Ready Credit portfolio within risk appetite framework and maintain portfolio credit quality within benchmarks.
- Manage credit policies in a responsive manner to external and internal environment. Design the appropriate policies supported by statistical and financial analysis.
- Lead projects related to enhancement of risk system, processes and infrastructure in credit decision and acquisition strategy.
- Drive business and risk initiatives by working closely with related parties within established risk appetite framework.
- Establish robust MIS dedicated to acquisition risk management, including bureau data, acquisition data analysis and acquisition tracking.
- Support risk control function including measuring and monitoring Key Risk Indicator on a monthly basis to ensure that credit policies are in accordance with regional/ local standards and with other internal credit policies
- Manage all strategies with in-depth analysis to increase approval rates and explore opportunities to increase revenue and optimize losses.
**Qualifications**:
- Master’s degree or higher in Finance, Banking, Economics, Mathematics, Engineering, Statistics or any other related field.
- 0-2 years of experience in Risk Analytics, Credit Risk Management & Project Management is a plus.
- Dedicated and focused with ability to prioritize and complete multiple tasks within agreed timelines
- Fast learner and good attitude.
- Strong analytical and quantitative skills.
- Familiar with basic statistical and financial concepts
- Good presentation skills
- Good knowledge of Microsoft Office
- Able to understand and analyze MIS by using access, VB, SAS is preferable.
- Fluent in both written and spoken English.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full timeCiti is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.
View the **EEO Policy Statement**.
View the **Pay Transparency Posting
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