Credit Risk Analyst

**About Agoda** Agoda is an online travel booking platform for accommodations, flights, and more. We build and deploy cutting-edge technology that connects travelers with a global network of 4.7M hotels and holiday properties worldwide, plus flights, activities, and more. Based in Asia and part of Booking Holdings, our 7,100+ employees representing 95+ nationalities in 27 markets foster a work environment rich in diversity, creativity, and collaboration. We innovate through a culture of experimentation and ownership, enhancing the ability for our customers to experience the world. **Our Purpose - **Bridging the World Through Travel** We believe travel allows people to enjoy, learn and experience more of the amazing world we live in. It brings individuals and cultures closer together, fostering empathy, understanding and happiness. We are a skillful, driven and diverse team from across the globe, united by a passion to make an impact. Harnessing our innovative technologies and strong partnerships, we aim to make travel easy and rewarding for everyone. **The Opportunity**: The credit risk function within the Pay-in, Credit Risk, and Collections team is responsible for managing Agoda's credit risk. This is achieved through multi-pronged approaches, ranging from credit risk evaluation and risk exposure monitoring to designing and implementing various risk mitigation strategies and underwriting policies. As the team expands, we are seeking a Credit Risk Analyst to be based in Bangkok, Thailand, to support the credit risk function. You will play a pivotal role in shaping credit risk strategies for Agoda and will collaborate with a diverse team of professionals across multiple different departments in Agoda.. Given Agoda's rapid growth, your responsibilities may evolve, offering opportunities for development and increased responsibility as new challenges emerge. **In this Role, you'll get to**: - Conduct thorough analysis and assessment of credit risk of company buyers and suppliers. - Implement various new credit risk mitigation measures and work closely with external parties such as banks, insurance providers etc. Utilize data analytics to monitor and predict risk patterns and trends. - Implement credit risk policies and procedures to mitigate potential losses. - Collaborate with finance, legal, and operations teams to align risk management strategies with business objectives. - Communicate risk assessment findings to senior management and internal stakeholders to foster a culture of proactive risk management. - Design and implement strategies to manage and reduce credit risk, overseeing the development of risk control processes and systems. - Monitor the performance of credit portfolios and adjust strategies as necessary, evaluating the effectiveness of risk management strategies. - Manage relationships with external credit risk mitigation / intelligence partners. - Prepare reports on credit risk status and developments, maintaining documentation for all risk management activities. **What you'll Need to Succeed**: - Masters degree in Finance, Risk Management, Business Administration, or a related field. - Or a Bachelor's degree with a Professional certifications in credit risk management or - 3 -5 years of experience in credit risk management, financial and data analysis, or related financial roles. - Proficiency in data analysis tools and software (e.g. Excel), and experience developing tools with SQL and / or python would be a plus. - Experience in developing and implementing risk strategies, within multinational organizational environment would be a plus. - Experience in contract structuring and negotiation on credit risk perspectives **It's Great if you have**: - Excellent problem-solving skills and strong numerical and analytical abilities. - Strong interpersonal skills and the ability to communicate and present clearly and confidently. - Adaptable to new technologies and a quick learner. - A professional "get it done" attitude and disciplined work habits. - Energetic and driven personality with a thirst for knowledge. - Able to work under pressure and meet strict deadlines in a fast-paced and dynamic environment. - Creativity and innovation in risk management approaches. **Job Location**:Bangkok based bangkok#phuket#manila#jakarta#myanmar#kualalampur#malaysia#singapore#vietnam#hanoi#philippines#manila#mumbai#newdelhi#gurgaon#bangalore **Equal Opportunity Employer** At Agoda, we pride ourselves on being a company represented by people of all different backgrounds and orientations. We prioritize attracting diverse talent and cultivating an inclusive environment that encourages collaboration and innovation. Employment at Agoda is based solely on a person's merit and qualifications. We are committed to providing equal employment opportunity regardless of sex, age, race, color, national origin, religion, marital status, pregnancy, sexual orientation, gender identity, disability, citizenship, vet