Credit Analyst

5 days ago

Thailand Sumitomo Mitsui Banking Corporation (SMBC) Full time

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

**Purpose of the Job**:
The Credit Analyst is responsible for evaluating and promoting banking products to optimize credit utilization and minimize risk. This role involves analyzing financial projects, developing customer relationships, and achieving profit targets to support the bank's business objectives.

**Responsibilities**
- Market various banking products to customers.
- Analyze credit and financial projects for customers.
- Promote all banking products.
- Maximize credit utilization of existing customers.
- Minimize credit risk based on the current situation of customers and the global market.
- Achieve profit targets to meet business goals.

**Qualifications:

- **
- Master’s degree in Banking & Finance, Business Administration or related field.
- At least** 5 years**of related professional experience in corporate banking.
- Possess a through knowledge of related banking products and regulatory requirements.
- Fluent in English and good in computer literacy.
- Proven analytical and problem solving skills
- Strong in communication, negotiation and presentation skills
- Able to work under pressure and deadline

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