Vp Credit

3 weeks ago


กรงเทพมหานคร, Thailand Ancor Full time

We are working with a leading digital financing platform in Southeast Asia for a **VP- Credit** position

**As a VP Credit, you will be responsible for**:

- Day-to-day management of Credit and Collections activities
- Manage our credit portfolio in line with our risk appetite & risk limits
- Day-to-day team management responsibilities (hiring, training, performance management)
- Working cross-functionally to facilitate and improve Credit & Collections processes
- Ensure our Credit & Collections processes comply with internal and external policies and regulations

**What you will be doing**:

- Lead team management responsibilities for Credit and Collections teams (including hiring, training, performance management)
- Lead the design, review and implementation of processes in line with credit & collection policies & procedures (working closely with Sales, Operations, Legal / Compliance and Finance teams)
- Prepare regular updates on the overall portfolio and improvement plans to the respective risk committees
- Work closely with our Product & Data team to develop and refine scoring systems to enable us to make better, faster and fairer credit & collections decisions
- Liaise with regulators for compliance / regulatory and industry development purposes (thought leadership)
- Lead necessary credit review and control measures, such as site visit and KYC (may require traveling as appropriate), notified payments, and control accounts.

**Requirements**:
**What we are looking for**:

- Bachelor’s or higher degree in Accounting, Finance, or Economics
- Minimum 8 years experience in Thai SME credit underwriting & collections
- Experience in leading credit and collections teams
- Experience with credit scorecards & policies in both unsecured lending products (good to have: secured lending products)
- Good commercial judgment to strike a balance between risk and return
- An analytical mindset with a practical approach to problem solving
- A confident and enthusiastic attitude that works well in a dynamic and fast paced environment
- Worked in fintech or digital / alternative lending will be an added advantage
- Knowledge in using SAS, SQL, MS Office, Rule engine, preferred



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